Insurance Terms Defined

Don't understand the lingo? Let us break it down for you! Check out our list of insurance terms in plain English.

Ordinance or Law Coverage
Coverage for loss caused by enforcement of ordinances or laws regulating construction and repair of damaged buildings. Older structures that are damaged may ...
Sun, 31 Mar, 2019 at 10:13 AM
Medical Payments, General Liability
 general liability coverage that reimburses others, without regard to the insured's liability, for medical or funeral expenses incurred by such persons...
Fri, 21 Jun, 2019 at 11:48 PM
Personal and Advertising Injury
(1) A standard coverage (Coverage B) of the 1986 and later commercial general liability (CGL) forms. (2) A defined term in the standard CGL since 1998, it co...
Sat, 22 Jun, 2019 at 12:04 AM
Advertising Injury
A general liability coverage, combined in standard commercial general liability (CGL) policies with personal injury (PI) coverage, that insures the followin...
Sat, 22 Jun, 2019 at 12:01 AM
Personal Injury (PI)
Under general liability coverage, a category of insurable offenses that produce harm other than bodily injury (BI). As covered by the 1986 commercial genera...
Sat, 22 Jun, 2019 at 12:02 AM